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Thursday, January 31, 2013
Telemarketing scams target seniors nationwide
Wave of Telemarketing Scams Target Seniors
January 31, 2013
Seniors nationwide are reporting pushy, suspicious telemarketing calls from businesses going by the names "Senior Emergency Care," "Senior Safety Alert" or "Senior Safe Alert." Follow our advice to tell a legitimate sales call from a telemarketing scam.
How the Scam Works:
You receive a prerecorded telemarketing call pitching a personal emergency alarm system. The alarm, warns the recording, is necessary to protect against a long list of dangers, such as break-ins and medical emergencies. It claims that you can get an alarm system worth several hundred dollars installed for free. You are just responsible for a monthly charge of about $30.
The recording prompts you to press a button and speak to a live person for "verification." However, victims reported that staff refuse to provide basic business information, such as the address.
The exact details of the scam vary. The alarm business goes by a variety of names, including "Senior Emergency Care," "Senior Safety Alert," "American Senior Benefits Program," and "Senior Safe Alert." Typically, the calls appear to come from an area code in the surrounding region, but these numbers can be misrepresented.
In some cases, the sales calls are pushy but legitimate. In others, the calls are phishing scams that impersonate real businesses and seek credit card numbers and personal information. Use the tips below to tell a scam from a sales pitch. Many of those contacted by the telemarketers were on the Do Not Call Registry. If this includes you, you can file a complaint here. You can also file a complaint with the FTC.
How to Spot a Telemarketing Scam:
If a call does the following, it's probably a scam:
Tries to create a sense of panic. In this case, the call alarms seniors by describing a situation where they are incapacitated at home and cannot call for help. Also watch out for calls that push for immediate action.
Promises something for free... that really isn't. Be wary of "free" offers that ask you to pay a handling fee or other charges.
Implies an endorsement from a well-known organization. In this case, the call claims the alarm system is endorsed by the American Heart Association and the "American Diabetic Association," which is really the "American Diabetes Association." Others claim a good BBB rating, so be sure to check this on BBB.org.
Just as scam emails often contain misspellings and grammar errors, watch for errors in fraudulent calls, such as referring to the American Diabetes Association as the "Diabetic Association."
The business doesn't have a legitimate mailing address and website.